Fair Isaac Corporation

FICO

$711.23

+0.29%

Fair Isaac Corporation

Fair Isaac Corporation is a Technology company listed on NEW YORK STOCK EXCHANGE, INC..

Industry

Technology

Exchange

NEW YORK STOCK EXCHANGE, INC.

Market Cap

$15.4B

P/E Ratio

18.8

Cash on Hand

$122M(positive)

Shares Outstanding

21.6M shares

Currency

USD

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About

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

via Wikipedia →

Earnings (EPS)

QuarterEPS EstimateEPS Actual

Q3 2026$11.97$12.18

Q2 2026$11.20$12.50

Q1 2026$7.20$7.33

Q4 2025$7.49$7.74

Financial Highlights

The basics, explained simply — no finance degree required.

52-Week Range

$586.05 – $1858.91

The lowest and highest price this stock has traded at over the past year.

Profit Margin

34.0%

How much of every $1 in sales turns into actual profit. Higher generally means a healthier business.

Revenue Growth

+24.1%

How much the company's sales grew compared to a year ago.

Volatility (Beta)

1.36

How much this stock tends to swing compared to the overall market. Above 1 means it typically moves more than the market (higher risk, higher potential reward); below 1 means it's historically calmer.

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Analyst Insights

Analyst Consensus

Buy

Based on 29 analysts

Next Earnings

Jan 26, 2027

Earnings calendar →

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Insider Activity

Recent buys and sells by company executives and directors — publicly disclosed, as required by law.

KELLY BRADEN R

Aug 24, 2026 • $455.13/share

Bought 1,386

KELLY BRADEN R

Aug 24, 2026 • $475.46/share

Bought 1,285

KELLY BRADEN R

Aug 24, 2026

Sold 1,386

KELLY BRADEN R

Aug 24, 2026

Sold 1,285

Stansbury Henry Tayloe

Aug 22, 2026

Bought 91

Stansbury Henry Tayloe

Aug 22, 2026

Sold 91

Latest SEC Filings

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Fair Isaac Corporation

FICO

$711.23

+0.29%

Fair Isaac Corporation

Fair Isaac Corporation is a Technology company listed on NEW YORK STOCK EXCHANGE, INC..

Industry

Technology

Exchange

NEW YORK STOCK EXCHANGE, INC.

Market Cap

$15.4B

P/E Ratio

18.8

Cash on Hand

$122M(positive)

Shares Outstanding

21.6M shares

Currency

USD

Visit website →

About

via Wikipedia →

Earnings (EPS)

QuarterEPS EstimateEPS Actual

Q3 2026$11.97$12.18

Q2 2026$11.20$12.50

Q1 2026$7.20$7.33

Q4 2025$7.49$7.74

Financial Highlights

The basics, explained simply — no finance degree required.

52-Week Range

$586.05 – $1858.91

The lowest and highest price this stock has traded at over the past year.

Profit Margin

34.0%

How much of every $1 in sales turns into actual profit. Higher generally means a healthier business.

Revenue Growth

+24.1%

How much the company's sales grew compared to a year ago.

Volatility (Beta)

1.36

Company Intelligence

Annual figures from the company's own SEC filings. Tap any number to open the filing it came from.

Revenue

Growth = this year ÷ prior year − 1

Sep 2025: $2.0B+15.9%
Sep 2024: $1.7B+13.5%
Sep 2023: $1.5B+9.9%
Sep 2022: $1.4B+4.6%

Operating income

Margin = operating income ÷ revenue

Sep 2025: $925M46.5% margin
Sep 2024: $734M42.7% margin
Sep 2023: $643M42.5% margin
Sep 2022: $542M39.4% margin

Net income

Margin = net income ÷ revenue

Sep 2025: $652M32.7% margin
Sep 2024: $513M29.9% margin
Sep 2023: $429M28.4% margin
Sep 2022: $374M27.1% margin

Operating cash flow

Cash the business generated, vs net income above

Sep 2025: $779M
Sep 2024: $633M
Sep 2023: $469M
Sep 2022: $509M

Cash vs long-term debt

Cash − long-term debt. Excludes short-term borrowings and leases

Sep 2025: —
Sep 2024: -$2.0B$151M cash · $2.2B debt
Sep 2023: -$1.7B$137M cash · $1.8B debt
Sep 2022: -$1.7B$133M cash · $1.8B debt

Shares (weighted avg.)

Change = this year ÷ prior year − 1

Sep 2025: 24M-1.8%
Sep 2024: 25M-1.2%
Sep 2023: 25M-4.1%
Sep 2022: 26M-9.4%

Fiscal year ending	Sep 2025	Sep 2024	Sep 2023	Sep 2022
RevenueGrowth = this year ÷ prior year − 1	$2.0B+15.9%	$1.7B+13.5%	$1.5B+9.9%	$1.4B+4.6%
Operating incomeMargin = operating income ÷ revenue	$925M46.5% margin	$734M42.7% margin	$643M42.5% margin	$542M39.4% margin
Net incomeMargin = net income ÷ revenue	$652M32.7% margin	$513M29.9% margin	$429M28.4% margin	$374M27.1% margin
Operating cash flowCash the business generated, vs net income above	$779M	$633M	$469M	$509M
Cash vs long-term debtCash − long-term debt. Excludes short-term borrowings and leases	—	-$2.0B$151M cash · $2.2B debt	-$1.7B$137M cash · $1.8B debt	-$1.7B$133M cash · $1.8B debt
Shares (weighted avg.)Change = this year ÷ prior year − 1	24M-1.8%	25M-1.2%	25M-4.1%	26M-9.4%

What the numbers show

Operating cash flow was at or above net income in all 4 profitable years shown.
Revenue rose in each of the last 4 fiscal years shown.
Operating margin was 39.4% in Sep 2022 and 46.5% in Sep 2025.
Weighted average shares decreased 6.9% between Sep 2022 and Sep 2025.

Worth a closer look

Automatic checks on the figures above. A flag is a pattern to investigate, not a finding of wrongdoing, and each one lists ordinary explanations for it.

None of the 4checks we could run on this company's figures were triggered.

See every flagged company in Market Watch →

Rules checked

Revenue up, operating cash flow down — not triggered. Revenue up 5% or more in the latest year while operating cash flow fell 10% or more.
Profit not matched by cash — not triggered. Net income positive, but operating cash flow below 70% of net income in each of the last two fiscal years.
Receivables growing faster than revenue — not run. Not enough comparable annual figures reported to run this check.
Share count rising — not triggered. Weighted average shares up 5% or more in a year, or 10% or more over three years.
Operating margin shrinking — not triggered. Operating margin lower in each of the last two years, down 3 percentage points or more in total.

Source: SEC EDGAR annual reports (Form 10-K), latest filed 2025-11-07. If a company later restates a year, the most recent filing is used. Dashes mean the company did not report that line in a form we could read. For information only, not investment advice.

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Analyst Insights

Analyst Consensus

Buy

Based on 29 analysts

Next Earnings

Jan 26, 2027

Earnings calendar →

Similar Companies

NTNX DT U TYL DOCU

Insider Activity

Recent buys and sells by company executives and directors — publicly disclosed, as required by law.

KELLY BRADEN R

Aug 24, 2026 • $455.13/share

Bought 1,386

KELLY BRADEN R

Aug 24, 2026 • $475.46/share

Bought 1,285

KELLY BRADEN R

Aug 24, 2026

Sold 1,386

KELLY BRADEN R

Aug 24, 2026

Sold 1,285

Stansbury Henry Tayloe

Aug 22, 2026

Bought 91

Stansbury Henry Tayloe

Aug 22, 2026

Sold 91

Latest SEC Filings

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