Figure Technology Solutions, Inc.

FIGR

$21.58

-8.52%

Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc. is a Financial Services company listed on NASDAQ NMS - GLOBAL MARKET.

Industry

Financial Services

Exchange

NASDAQ NMS - GLOBAL MARKET

Market Cap

$4.8B

P/E Ratio

20.4

Cash on Hand

$1.4B(positive)

Shares Outstanding

227.9M shares

Currency

USD

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About

Figure Technology Solutions, Inc. is a financial technology company in Reno, Nevada, United States. Established in 2018, it develops and operates blockchain-based platforms used in lending, capital markets, and asset management.

via Wikipedia →

Earnings (EPS)

QuarterEPS EstimateEPS Actual

Q2 2026$0.25$0.35

Q1 2026$0.19$0.18

Q4 2025$0.14$0.06

Q3 2025$0.17$0.34

Financial Highlights

The basics, explained simply — no finance degree required.

52-Week Range

$21.78 – $78.00

The lowest and highest price this stock has traded at over the past year.

Profit Margin

33.5%

How much of every $1 in sales turns into actual profit. Higher generally means a healthier business.

Revenue Growth

+112.7%

How much the company's sales grew compared to a year ago.

Volatility (Beta)

0.34

How much this stock tends to swing compared to the overall market. Above 1 means it typically moves more than the market (higher risk, higher potential reward); below 1 means it's historically calmer.

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Analyst Insights

Analyst Consensus

Buy

Based on 15 analysts

Next Earnings

Nov 12, 2026

Earnings calendar →

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Insider Activity

Recent buys and sells by company executives and directors — publicly disclosed, as required by law.

Tannenbaum Michael Benjamin

Oct 23, 2026 • $23.19/share

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Oct 22, 2026 • $24.04/share

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Cagney Michael Scott

Oct 10, 2026 • $28.54/share

Sold 29,088

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Kgil Minchung

Sep 11, 2026 • $4.82/share

Bought 20,746

Kgil Minchung

Sep 11, 2026

Sold 20,746

Latest SEC Filings

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Figure Technology Solutions, Inc.

FIGR

$21.58

-8.52%

Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc. is a Financial Services company listed on NASDAQ NMS - GLOBAL MARKET.

Industry

Financial Services

Exchange

NASDAQ NMS - GLOBAL MARKET

Market Cap

$4.8B

P/E Ratio

20.4

Cash on Hand

$1.4B(positive)

Shares Outstanding

227.9M shares

Currency

USD

Visit website →

About

via Wikipedia →

Earnings (EPS)

QuarterEPS EstimateEPS Actual

Q2 2026$0.25$0.35

Q1 2026$0.19$0.18

Q4 2025$0.14$0.06

Q3 2025$0.17$0.34

Financial Highlights

The basics, explained simply — no finance degree required.

52-Week Range

$21.78 – $78.00

The lowest and highest price this stock has traded at over the past year.

Profit Margin

33.5%

How much of every $1 in sales turns into actual profit. Higher generally means a healthier business.

Revenue Growth

+112.7%

How much the company's sales grew compared to a year ago.

Volatility (Beta)

0.34

Company Intelligence

Annual figures from the company's own SEC filings. Tap any number to open the filing it came from.

Revenue

Growth = this year ÷ prior year − 1

Dec 2025: $507M+48.7%
Dec 2024: $341M+62.7%
Dec 2023: $210M

Operating income

Margin = operating income ÷ revenue

Dec 2025: $118M23.2% margin
Dec 2024: $9M2.7% margin
Dec 2023: -$49M-23.6% margin

Net income

Margin = net income ÷ revenue

Dec 2025: $134M26.4% margin
Dec 2024: $17M5.0% margin
Dec 2023: -$48M-22.9% margin

Operating cash flow

Cash the business generated, vs net income above

Dec 2025: $63M
Dec 2024: -$127M
Dec 2023: -$33M

Cash vs long-term debt

Cash − long-term debt. Excludes short-term borrowings and leases

Dec 2025: —
Dec 2024: $122M$290M cash · $168M debt
Dec 2023: —

Shares (weighted avg.)

Change = this year ÷ prior year − 1

Dec 2025: 114M+76.0%
Dec 2024: 65M+26.7%
Dec 2023: 51M

Fiscal year ending	Dec 2025	Dec 2024	Dec 2023
RevenueGrowth = this year ÷ prior year − 1	$507M+48.7%	$341M+62.7%	$210M
Operating incomeMargin = operating income ÷ revenue	$118M23.2% margin	$9M2.7% margin	-$49M-23.6% margin
Net incomeMargin = net income ÷ revenue	$134M26.4% margin	$17M5.0% margin	-$48M-22.9% margin
Operating cash flowCash the business generated, vs net income above	$63M	-$127M	-$33M
Cash vs long-term debtCash − long-term debt. Excludes short-term borrowings and leases	—	$122M$290M cash · $168M debt	—
Shares (weighted avg.)Change = this year ÷ prior year − 1	114M+76.0%	65M+26.7%	51M

What the numbers show

Operating cash flow was below net income in 2 of 2 profitable years shown (Dec 2025, Dec 2024).
Revenue rose in each of the last 2 fiscal years shown.
Operating margin was -23.6% in Dec 2023 and 23.2% in Dec 2025.
Weighted average shares increased 123.0% between Dec 2023 and Dec 2025.

Worth a closer look

Automatic checks on the figures above. A flag is a pattern to investigate, not a finding of wrongdoing, and each one lists ordinary explanations for it.

Profit not matched by cash

Operating cash flow was 47% of net income in Dec 2025 and -738% in Dec 2024.

Net income	Dec 2025	$134M
Operating cash flow	Dec 2025	$63M
Net income	Dec 2024	$17M
Operating cash flow	Dec 2024	-$127M

How it's calculated: Cash conversion = operating cash flow ÷ net income, for each year.

Rule: Net income positive, but operating cash flow below 70% of net income in each of the last two fiscal years.

Why it matters, and ordinary explanations

Why it can matter: Reported profit that isn't backed by cash over several years can point to aggressive accounting choices or a business that needs ever more working capital to grow.

Common innocent explanations: Fast-growing companies often tie up cash in stock and customer balances, and non-cash gains can lift net income without producing cash.

Share count rising

Weighted average shares rose 76.0% in the year to Dec 2025.

Shares (weighted avg.)	Dec 2025	114M
Shares (weighted avg.)	Dec 2024	65M

How it's calculated: Share growth = weighted average shares ÷ earlier-year weighted average shares − 1.

Rule: Weighted average shares up 5% or more in a year, or 10% or more over three years.

Why it matters, and ordinary explanations

Why it can matter: When a company issues new shares, each existing share becomes a smaller slice of the profits, so earnings per share can lag total earnings.

Common innocent explanations: Shares issued to pay for an acquisition or to fund growth, or employee share awards that vest over time.

See every flagged company in Market Watch →

Rules checked

Revenue up, operating cash flow down — not run. Not enough comparable annual figures reported to run this check.
Profit not matched by cash — flagged. Net income positive, but operating cash flow below 70% of net income in each of the last two fiscal years.
Receivables growing faster than revenue — not run. Not enough comparable annual figures reported to run this check.
Share count rising — flagged. Weighted average shares up 5% or more in a year, or 10% or more over three years.
Operating margin shrinking — not triggered. Operating margin lower in each of the last two years, down 3 percentage points or more in total.

Source: SEC EDGAR annual reports (Form 10-K), latest filed 2026-03-16. If a company later restates a year, the most recent filing is used. Dashes mean the company did not report that line in a form we could read. For information only, not investment advice.

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Analyst Insights

Analyst Consensus

Buy

Based on 15 analysts

Next Earnings

Nov 12, 2026

Earnings calendar →

Similar Companies

SYF SOFI ALLY FCFS OMF

Insider Activity

Recent buys and sells by company executives and directors — publicly disclosed, as required by law.

Tannenbaum Michael Benjamin

Oct 23, 2026 • $23.19/share

Sold 15,354

Tannenbaum Michael Benjamin

Oct 22, 2026 • $24.04/share

Sold 132,862

Cagney Michael Scott

Oct 10, 2026 • $28.54/share

Sold 29,088

Ou June

Oct 10, 2026 • $28.54/share

Sold 29,088

Kgil Minchung

Sep 11, 2026 • $4.82/share

Bought 20,746

Kgil Minchung

Sep 11, 2026

Sold 20,746

Latest SEC Filings

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